Did you have comprehensive insurance? Did you have a loan through Ford Motor Co.?I had My Ford F-250 Caught on Fire Back in 1996 Ford replace it New... No questions asked. it was 14 months old...later it was determined that Mods for the additional electronic lift for trailers system cause the failure, I contacted Ford with the Info and they thank Me and said They stand behind replacement under warranty that the ground cables should have never been under the dash. later Ford place them outside from frame to cab.